Holden, Maine

Financial Guidance You Can Trust

At Al Benner Homes we are manufactured housing specialists with the experience to guide you in the right direction for financial aid. We are not licensed lenders but many of our customers have been successful in obtaining loans through local financial institutions.

Once we’ve sat down and completed your new homes order you will have everything you need to apply for your mortgage. When working with us there are no hidden fees or mark-ups on bank or contractor fees.


Popular Manufactured Finance Options

  • Home Loan - This is the price of the home, 5% down and a 30-year term.
  • Land/Home Loan - Price of land with the home and lot improvement, 5% down and a 30-year term.
  • Land in Lieu - Price of home and lot improvement, nothing down and a 30-year term.
  • Maine State Housing Loan - 5% down, a 30-year term and a lower interest rate.
  • Other Land - We also have other land available and can do the site improvements (Well, Septic, Foundation, Etc.) all in one package.

Monthly Payments to Amortize Each $1000 of Loan

% of Interest 4% 5% 6% 7% 7.5% 8% 8.5% 9% 9.5% 10%
15 Yrs. 7.39 7.90 8.43 8.99 9.28 9.56 9.85 10.15 10.45 10.75
20 Yrs. 6.05 6.59 7.16 7.76 8.06 8.37 8.68 9.00 9.33 9.66
25 Yrs. 5.27 5.84 6.44 7.07 7.39 7.72 8.06 8.40 8.74 9.09
30 Yrs. 4.77 5.36 5.99 6.66 7.00 7.34 7.69 8.05 8.41 8.78

Local Finance Options

We are not a licensed lender but do recommend the following financial franchises.

Bangor Savings Bank

Bangor Savings Bank
Phone: (888) 263-3099
Website: bangor.com

Camden National Bank

Camden National Bank
Phone: (800) 860-8821
Website: camdennational.com

Machias Savings Bank

Machias Savings Bank
Phone: (207) 255-3347
Website: machiassavings.bank

Maine Savings bank

Maine Savings Bank
Phone: (800) 273-6700
Website: mainesavings.com

Seaboard Federal Credit Union

Seaboard Federal Credit Union
Phone: (800) 639-2206
Website: seaboardfcu.com